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best credit cards for cash back on boat fuel?

4mulaFu3l

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Joined
May 29, 2025
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5
Looking for a credit card that gives cash back on boat fuel. Some cards count it, some don't. I'm checking if the Chase Sapphire card works, but it seems like the Bank of America card might. Anyone got experience with this? Thanks!
 
Looking for a credit card that gives cash back on boat fuel. Some cards count it, some don't. I'm checking if the Chase Sapphire card works, but it seems like the Bank of America card might. Anyone got experience with this? Thanks!
The Bank of America Customized Cash Rewards card is a good bet if you set "gas" as your 3% category, as marina fuel purchases often qualify depending on the merchant categorization code (MCC) assigned to the marina. The Chase Sapphire usually codes gas for cars. Still, boat fuel can be inconsistent, as the marina's payment system determines whether the purchase qualifies for travel or gas rewards. Checking the MCC beforehand is recommended for optimal rewards.
 
Try the BOA Customized Cash card and set gas as your 3% category. Most marina fuel docks code the same as regular gas stations, but it depends on the merchant setup.
 
Looking for a credit card that gives cash back on boat fuel. Some cards count it, some don't. I'm checking if the Chase Sapphire card works, but it seems like the Bank of America card might. Anyone got experience with this? Thanks!
What specific billing descriptor shows up when you buy boat fuel with your Chase Sapphire versus Bank of America card? That'll help figure out which one actually codes as gas and gives you cash back
 
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